Wayfaring Wednesday

August in Lancaster: Local Events and Falling Interest Rates

Welcome to Wayfaring Wednesday! My career as a real estate agent takes me all around Lancaster County, Pennsylvania, and its surrounding areas. Though I wasn’t born and raised here, I’ve come to deeply appreciate the unique blend of urban and rural charm this region offers over the last 20 plus years that I have called this region home.

My passion for small businesses stems from my extensive experience in Commercial Real Estate. I am captivated by the vibrant communities and quaint towns that dot the landscape of Lancaster County. I invite you to explore and enjoy Lancaster with me, discovering its hidden gems and embracing the sense of community that makes this area truly special.

I recently launched a new website: www.wayfaringlancaster.com. Check it out! If you are interested in sharing a story that highlights something special about or a special place in Lancaster County or it’s surrounding areas, let me know. I would love to feature it here and/or on my website. Send your story to [email protected].

Community Highlight: Third Annual One World Festival  The third Annual One World Festival is happening at the Franklin & Marshall College Alumni Center on Sunday, September 8, 2024. https://oneworldfestivallancaster.org/

  • Lancaster Craft Beerfest
    Saturday, August 24, 12 PM – 7  PM
    Binns Park, 120 N Queen Street, Lancaster, PA
    Enjoy a day of craft beer tasting from local and regional breweries, delicious food, and live music. The Lancaster Craft Beerfest is the perfect event for beer enthusiasts and a great way to support local businesses.

  • Long's Park Art Festival
    Friday, August 30 - Sunday, September 1
    Long's Park
    This annual art festival showcases works from over 200 artists across the country. Enjoy fine art, crafts, live music, and a beautiful setting at Long's Park. It's a great opportunity to find unique pieces and enjoy the end of summer.

  • Bacon Fest
    Saturday, August 10, 10 AM - 6 PM
    Intercourse Community Park
    Experience a day filled with delicious bacon-inspired dishes, live music, games, and more. Whether you're a bacon enthusiast or just looking for a fun time, Baconfest is the place to be. Don't miss out on this sizzling event! A baking competition and smoked bacon griller eating competition will take place throughout the day. For more information about each competition, prizes, and details for how to sign up, visit www.stoltzfusmeats.com/pages/baconfest.

Cherry Crest Adventure Farm Summer Hayrides in PA — Lancaster County's premier source of agritainment. Experience farm fun under the sun! Summer Festivals and FUN for everyone! Make the most of your summer at Cherry Crest. Farm Attractions. Farm Animals. Activities for Kids. Farm Fresh Family Fun. www.cherrycrestfarm.com

Come along with me as I celebrate and support our cherished local entrepreneurs. If you have a small business, event, or community feature you would like to recommend, please email me at [email protected]

Local Spotlight: Lancaster Stormers Games Catch the Lancaster Barnstormers in action at Clipper Magazine Stadium! Enjoy an evening of baseball, fireworks, and family-friendly entertainment. August is packed with exciting home games, including special themed nights and promotions. Check out the schedule and plan a fun night out at the ballpark.

Seize the Moment

As interest rates continue to trend downward, it’s a great time to take advantage of the opportunities in the real estate market. Whether you're a first-time homebuyer, looking to refinance, or considering an investment property, now could be the perfect time to act. Remember, buying a home isn't just about acquiring a property—it's about creating a space where memories are made and dreams are realized.

If you're ready to explore your options or have any questions, feel free to reach out. Let's turn these opportunities into your next success story.

First-time home buyers have several options for assistance, including:

1. Federal Programs: The Federal Housing Administration (FHA), Veterans Affairs (VA), and the U.S. Department of Agriculture (USDA) offer loans with lower down payments and relaxed credit requirements.

2. State and Local Programs: Many states and local governments offer grants, loans, and tax credits to help with down payments and closing costs.

3. First-Time Homebuyer Tax Credit: While this federal tax credit has expired, some states still offer similar programs.

4. Mortgage Credit Certificates (MCCs): These allow a portion of the mortgage interest to be converted into a tax credit.

5. Down Payment Assistance Programs: Various programs provide grants or low-interest loans to cover down payments.

6. Educational Workshops and Counseling: Many organizations offer free or low-cost homebuyer education and counseling to help navigate the process.

Each of these options has specific eligibility criteria, so it's beneficial to research and consult with a mortgage advisor or local housing agency to find the best fit for your situation.

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